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*APY=Annual Percentage Yield Qualifications; Post and clear (a) at least one direct deposit or pre-authorized ACH (b) post and clear eighteen or more purchase transactions using your debit card and (c) consent to receive your periodic statements electronically during the Period Statement Cycle.Periodic Statement Cycle is defined as the first day of the month the Credit Union is open for business to the close of business on the last day of the month. APR calculation assumes no fees; fees may impact rate and/or term. The information provided is for a 15 year fixed mortgage and assumes the purpose of the loan is to purchase or refinance a property with a loan amount of 2,000 and an estimated property value of 0,000.We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.Balances up to ,000.00 receive a non-compounding APY of 1.25%; and balances over ,000.00 earn 0.15% APY on the portion of balance over ,000.00.If a Kasasa Saver account is available dividends will be posted to that account.With over five years of marketing experience under her belt, Beth is in charge of Mobile Sphere's sales and marketing efforts.After moving to Boston for her undergraduate degree at Boston College, she loved the city so much she stayed to obtain an MBA from UMass Boston.
Mobile Sphere's head honcho, Toufic Mobarak, is responsible for our strategic direction.Non-qualified accounts will be paid a dividends at 0.05% APY and are not eligible for ATM fee refunds. Rates may vary depending on applicant’s creditworthiness and term of loan.Rates and rewards are variable and may change after account is opened. APR calculation assumes no fees; fees may impact rate and/or term.Ashou Han, also known as Mobile Sphere's technical guru, is in charge of software engineering and web development.Not one to stray too far from the coast, he received a bachelor's degree in computer science from the Ocean University of China before completing a second bachelor's at the University of Maine.